368 replies · 5,444 views
Johnny wrote:
Snorrimon wrote:
NOOLigan wrote: well that was last night. tv land is dead at this moment.
As is the Rabbit Hutch Of Doom, or whatever it's called...
Snorri xxx
NOOL's OUT FOR SUMMER?
Well, Mike was in Grease, apparently... 
Snorri xxx
Uncle Liam wrote:
Johnny wrote: I hope Northern Rock one day meet their doom.Tossers
erm... why?
just coming to the end of a 5 year fixed.And they are trying to charge me a £750 "Arrangement" fee and a £250 "Product" fee to go over to either a 2 year fixed or a variable rate.Um , like ,they've made loads of interest out of me for the past 5 years and they still want to charge me for arranging a new deal.WTF? .So i'm looking for a change of lender that won't cost me a penny in arrangement and shit.
Uncle Liam wrote:
Johnny wrote: I hope Northern Rock one day meet their doom.Tossers
erm... why?
Because we wanna see Newcastle Ushited lose their sponsorship lolly
Johnny wrote:
Uncle Liam wrote:
Johnny wrote: I hope Northern Rock one day meet their doom.Tossers
erm... why?
just coming to the end of a 5 year fixed.And they are trying to charge me a £750 "Arrangement" fee and a £250 "Product" fee to go over to either a 2 year fixed or a variable rate.Um , like ,they've made loads of interest out of me for the past 5 years and they still want to charge me for arranging a new deal.WTF? .So i'm looking for a change of lender that won't cost me a penny in arrangement and shit.
IS THAT IT? I charged a 5 GRAND broker fee (not including legals, valuation, completion etc) today simply because I could. Count yourself lucky.
Johnny wrote:
Uncle Liam wrote:
Johnny wrote: I hope Northern Rock one day meet their doom.Tossers
erm... why?
just coming to the end of a 5 year fixed.And they are trying to charge me a £750 "Arrangement" fee and a £250 "Product" fee to go over to either a 2 year fixed or a variable rate.Um , like ,they've made loads of interest out of me for the past 5 years and they still want to charge me for arranging a new deal.WTF? .So i'm looking for a change of lender that won't cost me a penny in arrangement and shit.
I'm with them on a 5 year fixed,and they also try an chuck money at me like it's going out of fashion,but it will cost me £2500 to buy out onto another plus all that shite to arrange a new deal..Suppose it's worth having a shop about in your shoes Johnny,but all the lenders want loads of fees anyhow mate:\ohwell:
Uncle Liam wrote:
Johnny wrote:
Uncle Liam wrote:
Johnny wrote: I hope Northern Rock one day meet their doom.Tossers
erm... why?
just coming to the end of a 5 year fixed.And they are trying to charge me a £750 "Arrangement" fee and a £250 "Product" fee to go over to either a 2 year fixed or a variable rate.Um , like ,they've made loads of interest out of me for the past 5 years and they still want to charge me for arranging a new deal.WTF? .So i'm looking for a change of lender that won't cost me a penny in arrangement and shit.
IS THAT IT? I charged a 5 GRAND broker fee (not including legals, valuation, completion etc) today simply because I could. Count yourself lucky.
5 G's..Were you selling fuckin Southfork Liam?
Looks like i'm a tougher customer than some sad sucker cunt in Manchester then.Happy days eh?
Johnny wrote: Looks like i'm a tougher customer than some sad sucker cunt in Manchester then.Happy days eh?
Fuck Liam's tarriff...I will kit you out with the most competitive Mortgage on the market for a couple of rollies and a bottle of Ajax..
Seriously,see an Independant financial advisor if you have'nt,its free..
Boatraceface wrote:
Johnny wrote: Looks like i'm a tougher customer than some sad sucker cunt in Manchester then.Happy days eh?
Fuck Liam's tarriff...I will kit you out with the most competitive Mortgage on the market for a couple of rollies and a bottle of Ajax..
Seriously,see an Independant financial advisor if you have'nt,its free..
Indeed.I've seen a couple already.I've been told there is lenders who don't charge any fees for transferring etc. But we will see
Johnny wrote:
Boatraceface wrote:
Johnny wrote: Looks like i'm a tougher customer than some sad sucker cunt in Manchester then.Happy days eh?
Fuck Liam's tarriff...I will kit you out with the most competitive Mortgage on the market for a couple of rollies and a bottle of Ajax..
Seriously,see an Independant financial advisor if you have'nt,its free..
Indeed.I've seen a couple already.I've been told there is lenders who don't charge any fees for transferring etc. But we will see
We had a similar headache with Abbey a year or so ago - switched to Nationwide, who charged us about 300 quid or so for switching but let us add that to the mortgage, so we weren't out of pocket, aside from having to pay Abbey a couple of hundred to get away from them... But I suspect we'll have the same hassle in a few years time when the current fixed term expires...
Snorri xxx
Switching mortgages can be a right pain in the backshire however, if you aren't bothered about a fixed term and go for the best variable rate it may not cost you a penny to switch. Try www.moneyfacts.co.uk or www.moneysupermarket.com/mortgages/ they give you a pretty good idea of what you are up against. Lots of lenders as Snorri says let you add the fees to the mortgage, however this does result in you paying far more in the long term.
Hope this helps
Thanks lucy
:)
Its just the way Northern Rock are trying to charge me a grand for the renewal process.So if i take a 2 year fixed they'll charge me again at the end of that for renewal.So that's a grand every 2 years added on to what i owe!!!
I'd never pay the bloody thing off!
Will prob go to a vraibale at least then i dont have to review it every 2 years.Been to see a couple of financial advisors and looking at other lenders for one that wont charge me a penny to sort it all out.Northern Rock would allow me to tag the fee on to my mortgage but i don't even want to that.
Anyone up? Just got back from camping up North Lakes today,and not seen me computer for a week.Hellfire,there was an invasion of Geordies on our field yesterday.I'm sure I've run over a few!
Me and Julie took the camping stove down the side of Ullswater Lake,and set it up by the waterside.
Pork And Apple Burgers on a chargrill.Lovely!
Could have made a packet on the roadside,but our only potential customers were a van full of 18 Asians on their way back to Luton.And we had no Halal!
Monty and his old 78s wrote: Me and Julie took the camping stove down the side of Ullswater Lake,and set it up by the waterside. Pork And Apple Burgers on a chargrill.Lovely! Could have made a packet on the roadside,but our only potential customers were a van full of 18 Asians on their way back to Luton.And we had no Halal!
wow that sounds like fun monty, did you go for a swim? i live by a lake. making the meat halal is easy,,,silly man! you still could have made a bundle of cash... you git. just pray with your hands on the meat, giving thanks to the animal as a whole and give it heaps of concentration and love , then wella! my brother you have ..asian market fit meat to sell like hotcakes .HALAL as brother.
i hope you had a really beautiful inspiring time in the sun my friend
That water was certainly tempting! Diving in with me extremities hanging out! Still,I would have been safe,most fish prefer LIVE bait!
Monty and his old 78s wrote: That water was certainly tempting! Diving in with me extremities hanging out! Still,I would have been safe,most fish prefer LIVE bait!
lucky that.. haha penis pirana bite-would not be pretty swims are pretty cool at night, i like winter swiming at the beaches round here, it makes me feel alive. im just disapointed you didnt go for a swim monty, lifes too short to not swim. i hope the weather was good,with a slight breeze perhaps? big fluffy clouds
k-dog (krisna) wrote:
haha penis pirana bite-would not be pretty
Aren't they called willy fish?
Foreign F**kwitt wrote:
k-dog (krisna) wrote:
haha penis pirana bite-would not be pretty
Aren't they called willy fish?
guy who delivers our fish at work is called Willy Fish
patrick stewart appreciation society wrote:
Foreign F**kwitt wrote:
k-dog (krisna) wrote:
haha penis pirana bite-would not be pretty
Aren't they called willy fish?
guy who delivers our fish at work is called Willy Fish
wow.has he got 2 gills on his neck ???
HEY IM STILL IMPRESSED WITH THE ORANGE GOBLIN ON THE PREVIOUS PAGE, YEAH STONER ROCK ..ALL THE FUCKIN WAY
COUP DE GRACE...YAY
love orange goblin!
christopher owens,,,good call
Foreign F**kwitt wrote:
k-dog (krisna) wrote:
haha penis pirana bite-would not be pretty
Aren't they called willy fish?
perhaps its a sea beast, that chomps the penisies, and takes them to mermaids to impress them and get them in the fish sack thats why theres alot of people drowned and never found.
hey i like your avatar, it appeals to my cat stroking side which by the way is quite predominate
